Making a Will
Don't know what it is, something in the air or what but I'm continuing with the theme of getting some order into my life. First the decision to organise my pension provision and now I'm planning to write a proper will.
It's one of those things that's been nagging away at the back of my mind ever since I bought the house (five years ago). It's a big asset and needs to be properly passed on to whoever in the sad event of my shuffling off this mortal coil.
My arrangements will be very easy as I want most of my assets and belongings to pass to Lesley apart from some cash to my brother, sister, nephew and nieces but without a proper will that'll never happen without a lot of hassle. Dealing with the devastation of losing me in the prime of life will be bad enough :) without having to fight off the taxman at the same time. There's some nice, short, easy to understand blurb about wills on Channel4's website (though listing some ways you can die unexpectedly is a tad OTT).
When one thinks of the grief and inconvenience your loved ones could suffer, making a will is incredibly straightforward and cheap. Yet, according to the Law Society, 35% of people in England and Wales over 65 have no will; only half of those from 45 to 65 have one, and less than 13% of those under 45.
Now, do I go the whole hog and arrange a meeting with the solicitor or do I just create my own using one of the many online sites available? To be honest, my requirements will not be that complicated so I may just take the cheapo online route and keep more cash in my estate ;) I'll keep you posted.


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